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"News that the base rate will remain at 0. 1 percent for the time being offers no reprieve to savers who have seen rates cut back to the bare bone since the onset of the pandemic - from 0. 75 percent to 0. 25 percent then to just 0. 1 percent - all in the space of eight days in March. "However, it could be a case of 'never say never' when it comes to the base rate falling to zero or going negative as part of attempts to rejuvenate the UK economy from the Covid malaise. "What this would actually look like for savers remains to be seen, but the prospect of being charged to deposit cash into a savings account is likely to have huge ramifications on the nation's savings habits. "Many might resort to taking the cash out of savings accounts and let's hope people don't resort to shoving money under the mattress. "In the current low interest rate environment, many people turned to investments to make their money work harder for them. "Long term this is encouraging - taking too little risk can mean that you won't achieve your goals, just as taking too much risk can be harmful to your long-term wealth. "
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